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John Deere Financing
Having your financing work as hard as your equipment does is important. John Deere Financial offers value no other lender can - a deep understanding of your industry, unmatched equipment expertise, and personalized financial solutions that can be quickly arranged through Prairie State Tractor at the time of our purchase. Click here to apply for financing now or learn more below.
What financing options are available?
John Deere Financial offers many different financing solutions to make owning equipment easy and affordable.
Revolving Plan
The most popular option for residential customers (non-farming or non-business use) a JDF Revolving Plan Account works much like a credit card. This convenient and reusable line of credit allows you to charge not only new John Deere equipment, but also parts, attachments, batteries, Home & Workshop products, and more. It allows flexibility by leaving you to borrow money as needed on an ongoing basis.
Installment Loan
The most common type of financing used at Prairie State Tractor, JDF installment loans offer competitive rates, flexible terms, and customized solutions. The terms of the loan are that the borrower must make regularly scheduled payments of a portion of the principal borrowed, in addition to interest on the loan, over a set period of time.
Equipment Lease
Preserve capital, adapt to changing workloads, and maintain access to the latest technology with John Deere leasing programs. There can be several advantages to leasing over a loan such as an opportunity to pay less upfront and generally, you make lower payments on a lease than an installment loan. It all depends on your farm's needs.
Multi-Use Account
Formerly known as John Deere Farm Plan, a Multi-Use Account is a farm financing solution that extends to more than 9,000 merchants and John Deere dealers like Prairie State Tractor. You can use your Multi-Use account to finance farm equipment parts, service repairs, equipment inspections, precision ag technology, performance upgrades, and more. In addition, Multi-Use Accounts can also be used to purchase crop inputs such as seed, fertilizer, and crop protection. Want access to exclusive money-saving finance offers and payment options designed to fit your production cycle and cash flow? Multi-Use can help with that too.
How do I apply for credit?
Get fast and secure credit approval by completing our Online Credit Application. Use the credit app to apply for credit at Prairie State Tractor to purchase a new John Deere Riding Mower, Zero-Turn Mower, Commercial Mower, Gator Utility Vehicle, Compact Utility Tractor, Utility Tractors, Skid Steers, Farm Equipment, and more. Click on any of the equipment categories below to start the application process.
